VA vs. Conventional Loans: Which Is Better for Veterans?

Compare VA and conventional loans for veterans. Zero down vs low down payment, PMI, rates, and more. Side-by-side comparison for veterans in Virginia, Maryland, and DC.

Related Programs

  • FHA Loans — 3.5% down payment, credit scores from 580, ideal for first-time home buyers
  • VA Loans — Zero down payment for veterans, active-duty military, and surviving spouses
  • Conventional Loans — Fannie Mae and Freddie Mac, financing up to 97%, credit from 620
  • Jumbo Loans — For properties exceeding 2026 conforming loan limits ($832,750 most counties)
  • Non-QM Loans — Bank statement loans for self-employed, 1099 income, DSCR, and ITIN loans

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