Mortgage Loans in Virginia

Detailed Information

Loans with Nixon offers a full range of mortgage loans in Virginia, including FHA, VA, conventional, jumbo, and Non-QM loans. Whether you are buying in Northern Virginia, Richmond, or Fredericksburg, we serve the entire state. Our AI-powered pre-qualification tool gives you instant feedback, and our licensed loan officers provide full pre-approval within 24 hours. Se habla español — atendemos a la comunidad hispana en Virginia con servicios completos en español.

Loan Programs

• FHA Loans — 3.5% down payment, credit scores from 580, ideal for first-time home buyers
• VA Loans — Zero down payment for veterans, active-duty military, and surviving spouses
• Conventional Loans — Fannie Mae and Freddie Mac, financing up to 97%, credit from 620
• Jumbo Loans — For properties exceeding 2026 conforming loan limits ($832,750 most counties)
• Non-QM Loans — Bank statement loans for self-employed, 1099 income, DSCR, and ITIN loans

Educational Guides

• FHA Down Payment Guide
• VA Funding Fee Guide
• Bank Statement Loans Guide
• ITIN Loans Guide
• 10% Down Bank Statement Loans
• FHA vs Conventional Loans