Northern Virginia Mortgage Lender

Northern Virginia mortgage lender offering FHA, VA, conventional, jumbo, and Non-QM loans. Local expertise, competitive rates, and AI-powered pre-qualification.

Detailed Information

Loans with Nixon is a locally based mortgage lender serving Northern Virginia communities including Woodbridge, Fairfax, Alexandria, Arlington, Falls Church, Vienna, Manassas, Springfield, Centreville, Chantilly, Reston, Herndon, Ashburn, and Leesburg. As a local lender, we understand the Northern Virginia market — from competitive bidding in Arlington to jumbo loans in McLean to first-time buyer programs in Manassas. Our AI-powered pre-qualification tool provides instant feedback, and our licensed loan officers deliver full pre-approval within 24 hours.

Loan Programs

  • FHA Loans — 3.5% down payment, credit scores from 580, ideal for first-time home buyers
  • VA Loans — Zero down payment for veterans, active-duty military, and surviving spouses
  • Conventional Loans — Fannie Mae and Freddie Mac, financing up to 97%, credit from 620
  • Jumbo Loans — For properties exceeding 2026 conforming loan limits ($832,750 most counties)
  • Non-QM Loans — Bank statement loans for self-employed, 1099 income, DSCR, and ITIN loans

Educational Guides