Local Lenders in Washington DC
Local mortgage lenders in Washington DC. Loans with Nixon offers FHA, VA, conventional, jumbo, and Non-QM loans with competitive rates in the District of Columbia.
Detailed Information
Loans with Nixon is a locally based mortgage broker serving Washington DC, including Georgetown, Capitol Hill, Navy Yard, Logan Circle, Adams Morgan, Columbia Heights, Anacostia, and Kalorama. The DC housing market is unique — from historic row houses to modern luxury condos — and we understand the specific financing challenges DC buyers face. The 2026 conforming loan limit in DC is $1,249,125, and FHA loans are available up to that limit.
Loan Programs
- FHA Loans — 3.5% down payment, credit scores from 580, ideal for first-time home buyers
- VA Loans — Zero down payment for veterans, active-duty military, and surviving spouses
- Conventional Loans — Fannie Mae and Freddie Mac, financing up to 97%, credit from 620
- Jumbo Loans — For properties exceeding 2026 conforming loan limits ($832,750 most counties)
- Non-QM Loans — Bank statement loans for self-employed, 1099 income, DSCR, and ITIN loans