Local Lenders in Northern Virginia
Local mortgage lenders in Northern Virginia. Loans with Nixon offers personalized service and competitive rates on FHA, VA, conventional, jumbo, and Non-QM loans.
Detailed Information
When you work with a local lender in Northern Virginia, you get someone who understands the local market, knows the neighborhoods, and can guide you through the specific challenges of buying a home in the DC metro area. Loans with Nixon is based in Northern Virginia and serves Arlington, Fairfax, Alexandria, Falls Church, Vienna, McLean, Reston, Herndon, Ashburn, Leesburg, Manassas, Woodbridge, Springfield, and Chantilly. We close on time and offer AI-powered pre-qualification plus full pre-approval within 24 hours.
Loan Programs
- FHA Loans — 3.5% down payment, credit scores from 580, ideal for first-time home buyers
- VA Loans — Zero down payment for veterans, active-duty military, and surviving spouses
- Conventional Loans — Fannie Mae and Freddie Mac, financing up to 97%, credit from 620
- Jumbo Loans — For properties exceeding 2026 conforming loan limits ($832,750 most counties)
- Non-QM Loans — Bank statement loans for self-employed, 1099 income, DSCR, and ITIN loans