ITIN Mortgage Lender in Virginia
ITIN mortgage lender in Virginia. Buy a home with an ITIN and 10% down — no Social Security Number required. Loans with Nixon serves Virginia, Maryland, and DC.
Detailed Information
ITIN loans allow borrowers with an Individual Taxpayer Identification Number (ITIN) to purchase a home in the United States without requiring a Social Security Number. These Non-QM loans require a minimum down payment of 10% and a credit score of 660 or higher. Many ITIN loan programs also allow income verification through bank statements, making them accessible to self-employed borrowers. Loans with Nixon is one of the few lenders offering ITIN loans in Virginia, Maryland, and Washington DC. Se habla español.
Loan Programs
- FHA Loans — 3.5% down payment, credit scores from 580, ideal for first-time home buyers
- VA Loans — Zero down payment for veterans, active-duty military, and surviving spouses
- Conventional Loans — Fannie Mae and Freddie Mac, financing up to 97%, credit from 620
- Jumbo Loans — For properties exceeding 2026 conforming loan limits ($832,750 most counties)
- Non-QM Loans — Bank statement loans for self-employed, 1099 income, DSCR, and ITIN loans