FHA Lender in Northern Virginia
Looking for an FHA lender in Northern Virginia? Loans with Nixon offers FHA loans with 3.5% down payment and credit scores from 580 in Northern Virginia, Maryland, and DC.
Detailed Information
As a local FHA lender serving Northern Virginia, Loans with Nixon helps borrowers in Arlington, Fairfax, Alexandria, Loudoun County, and Prince William County secure FHA financing. The 2026 FHA loan limit in the DC metro area is $1,249,125, meaning you can finance a home up to that amount with just 3.5% down. Whether you are buying your first home in Reston, a condo in Arlington, or a townhouse in Manassas, FHA loans offer an accessible path to homeownership with flexible credit requirements and gift fund eligibility.
Loan Programs
- FHA Loans — 3.5% down payment, credit scores from 580, ideal for first-time home buyers
- VA Loans — Zero down payment for veterans, active-duty military, and surviving spouses
- Conventional Loans — Fannie Mae and Freddie Mac, financing up to 97%, credit from 620
- Jumbo Loans — For properties exceeding 2026 conforming loan limits ($832,750 most counties)
- Non-QM Loans — Bank statement loans for self-employed, 1099 income, DSCR, and ITIN loans